Privacy & Terms
Terms and Conditions
Before using this website it is recommended that you carefully read the important information detailed below. our continued use of this website indicates your acceptance of such terms and conditions of use. If you do not accept these terms and conditions, please do not continue to use this website.
Information about us
Pension-Review.co.uk are not authorised to offer Financial Services and are an introducer appointed representative of Intrinsic Financial Planning Limited, which are authorised and regulated by the Financial Conduct Authority. Pension-Review.co.uk is an introducer to Beals Mortgage & Financial Services Ltd.
Beals Mortgage & Financial Services Ltd & Beals Wealth Management Ltd are both registered in England and Wales
Head Office address is Unit 1, Fulcrum 2, Solent Way, Whiteley, Fareham, PO15 7FN.
In the unlikely event that you have a complaint about us please contact the Complaints Manager, Beals Mortgage & Financial Services Ltd, Unit 1, Fulcrum 2, Solent Way, Whiteley, Fareham, PO15 7FN, Tel: 03300 538 618 or 01489 585 581. You can also email us at firstname.lastname@example.org
Your use of this website and our intellectual property rights
We have made this website available to you for your own personal non-commercial use. We may modify, withdraw or deny access to this website at any time, including introducing charges for its use or other restricted access.
This website and all the materials contained in it are protected by intellectual property rights and are owned and controlled for these purposes by Beals Mortgage & Financial Services Ltd or used under licence by us. Materials include, but are not limited to, the design, layout, look, appearance, graphics and documents on the website, as well as other content such as articles, stories, other text and photographs displayed on this website from time to time.
All trademarks, names and logos are the property of Beals Mortgage & Financial Services Ltd or their associated companies (as applicable).
You may not copy, redistribute, republish or otherwise make the materials on this website available to anyone else unless consent in writing is first obtained from Beals Mortgage & Financial Services Ltd.
You may print or download materials from this website for your own personal use, non-commercial use or copy the content to other individuals for their personal information provided that:
- no materials are modified in any way
- no graphics are used separately from accompanying text
- the person to whom you are providing
is made aware of these restrictions .
Nothing in the aforesaid in any way confers on you any license or rights under any trademarks, names or logos of Beals Mortgage & Financial Services Ltd.
Any infringement of the aforementioned rights will be dealt with by using the appropriate legal remedies.
Our liability to you
We do not guarantee that this website will be compatible with all or any hardware and software which you may use. We do not guarantee that this website will be available all the time or at any specific time. We reserve the right to withdraw or modify this website at any time (see further below).
Beals Mortgage & Financial Services Ltd
We are not responsible to you for any losses which you may incur which were not a foreseeable consequence of us breaching these terms and conditions, for example if you and we could not have contemplated those losses before or when you access this website. Our liability to you shall not in any circumstances include any business losses that you may incur, including but not limited to lost data, lost profits or business interruption.
Information on this website
The information contained on this website is given for general information and interest purposes only. Whilst we try and ensure the information contained on the website is accurate and up to date, we cannot be responsible for any inaccuracies in the information. As a result, you should not rely on this information, and we recommend that you take further advice or seek further guidance before taking any action based on the information contained on this website.
Beals Mortgage & Financial Services Ltd cannot guarantee that any e-mail sent to us will be received, or that the contents will remain private during transmission. Other means of correspondence should be utilised if this is of concern to you.
Any e-mail and/or attachments from Beals Mortgage & Financial Services Ltd will be scanned for the presence of computer viruses, but Beals Mortgage & Financial Services Ltd will not accept responsibility for any virus or defect. The e-mail and/or any attachments transmitted with it are confidential and intended solely for the use of the individual or entity to whom they are addressed. They may contain legally privileged information and may not be disclosed to anyone else. If you have received an e-mail in error, please notify the sender immediately and delete all copies from your system.
Beals Mortgage & Financial Services Ltd use all reasonable skill and care in compiling the information on this website. However, errors or omissions in the information may occur because of a number of factors, which are inherent in any internet access system and are not within Beals Mortgage & Financial Services Ltd’s reasonable control. For example, unauthorised access to this service, or the effects of machine, software or operator error or malfunction in connection with data transmission. This service is accurate only on the date that such information is supplied by Beals Mortgage & Financial Services Ltd via its internet service. Beals Mortgage & Financial Services Ltd advise you to confirm the accuracy of any information with Beals Mortgage & Financial Services Ltd before seeking to rely on such information.
Whilst Beals Mortgage & Financial Services Ltd has endeavoured to ensure that all the information within this website is factually correct, clear, fair and not misleading, Beals Mortgage & Financial Services Ltd does not accept any responsibility for the content of this website.
Third party websites
You may not link to this website from another website unless consent in writing is first obtained from Beals Mortgage & Financial Services Ltd.
Validity of important information
If any of our terms and conditions are deemed unenforceable the remaining terms and conditions will not be affected.
Governing law and jurisdiction
The formation, existence, construction, performance, validity and all aspects whatsoever of these terms and conditions or of any term of these terms and conditions will be governed by the law of England and Wales.
The English and Welsh courts will have exclusive jurisdiction to settle any disputes which may arise out of or in connection with these terms and conditions or use of the website.
This policy sets out how we use and protect any personal information that you give us when you use this website. If you have any questions about them or do not wish to accept them, please contact our customer services department by email at email@example.com or by phone on 08000 966 354 before using this website.
Beals Mortgage & Financial Services Ltd Beals Mortgage & Financial Services Ltd may need to collect and use personal data on this website in order to effectively. Beals Mortgage & Financial Services Ltd acknowledge that the proper treatment of personal data is very important to successful transactions as well as ensuring customer satisfaction.
Any personal data which we collect, record or use in any way whether it is held on paper, on
omputer or other media will comply with the Data Protection Act 1998. We endorse and adhere to the Data Protection Principles as set out in the Data Protection Act 1998.
When we collect any personal data from you, we will inform you why we are collecting your data and what we intend to use it for.
What information do we collect?
We will gather information from you when you complete the online contact form and request that a check is completed.
This information will generally include your contact details, date of birth and details of existing policies that you wish to be checked.
You can use this website without the need to give us any information. What do we do with the information we collect?
We use this information to provide you with a better service, and in particular for the following reasons:
- internal record keeping
- to improve our products and services
- to contact you for market research purposes
Please be aware that once you have provided us with information about you, you will be regarded as having given your consent to us contacting you by e-mail, phone or mail solely for the purposes comparing different products and services for you.
We would like to provide you with information about new products, promotions, special offers and other information which we think you may find interesting. We may send you such information by mail, telephone, unless you have registered with the appropriate Preference Service.
You can change you mind at any time by contacting our Data Protection Compliance Officer at Beals Mortgage & Financial Services Ltd, Unit 1, Fulcrum 2, Solent Way, Whiteley, Fareham, PO15 7FN, Tel: 08000 966 354 or 02380 363688. You can also email us at firstname.lastname@example.org
We would also like to provide you with the information above by e-mail. However, we appreciate that e-mail spam has become a problem in recent years.
If you are a customer or have enquired to use our service, we may send you information on our range of products by e-mail, unless you have asked us not to do so.
If the reason you have given us personal information is to receive e-mail information from us, we will continue to provide this information by e-mail unless you ask us not to do so.
If you decide at any time that you no longer wish to receive marketing e-mails from us, please contact our Data Protection Compliance Officer at Beals Mortgage & Financial Services Ltd, Unit 1, Fulcrum 2, Solent Way, Whiteley, Fareham, PO15 7FN, Tel: 08000 966 354 or 02380 363688. You can also email us email@example.com
Whom do we share this information with?
We will not transfer, disclose, sell, distribute or lease your personal information to third parties other than our subsidiaries, parent company or a purchaser or potential purchaser of our business unless we have your permission or are required by law. We may release your personal information to our authorised direct marketing or other agents unless you tell us that you do not wish this to happen.
We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect on line.